The Debt Spiral What It Is and How to Escape It - OppLoans

The Debt Spiral What It Is and How to Escape It - OppLoans The Debt Spiral: What It Is and How to Escape It The Debt Spiral: What It Is and How to Escape ItIf you end up having to take out new debt to cover costs incurred by all the payments you have to make on your old debt you just might be in a debt spiral!Finance, like life in general, is often unfair. The richer you are, the easier it’ll be for you to hold on to your money. And the more you’re struggling with debt and budget issues, the worse those issues will become.Almost like some sort of… slippery slope. Or maybe even a spiral. A debt spiral!Yes, one financial slip-up, whether within or outside of your control, can set you down an unfortunate path. One late payment or unexpected expense causes you to fall behind on your financial obligations, and it can seem impossible to catch up.So what is the debt spiral, how can it trap you, and how can you escape it?Read on to find out!The debt spiral: What is it?We alluded to the definition of the debt spiral in the intro, but let’s just lay it out really quickly. Or rather, have on e of our valued contributors lay it out.“A debt spiral is when an individual, company, or even country falls into major debt over time,” explained Monica Eaton-Cardone, owner COO of Chargebacks911 (@Chargebacks911). “The reason behind this is simply because individuals dont know how to use their credit cards properly. You begin to miss payments and the number of late payment fees you have increases.“Youre eventually in debt and decide to borrow money, but then you arent able to pay off the money you borrowed and get a little more behind. Ultimately, the whole thing snowballs on you as your interest rates get higher and higher. Youre then stuck with multiple loads of debt. The more you try to catch up, the worse it gets and the more behind you get.”Credit cards are a common cause of a debt spiral, but they can also result from unsecured personal loans, installment loans, and online loans or even home, auto, and student loans. People with poor credit scores can also easily get caught up in a debt spiral if theyre relying on  short-term  bad credit loans  and  no credit check loans  (like  payday loans,  cash advances, and  title loans) to regularly make ends meet.It won’t always be obvious that you’ve entered a debt spiral.“You may not even realize at first that you’re on your way into a debt spiral,” warned Leslie H. Tayne Esq. (@LeslieHTayneEsq), Founder and Head Attorney at Tayne Law Group (@taynelawgroup). “It can start as simply as not paying off your full credit card balance one month and then spending more on top of it the following month.Before you know it, your balance is continuing to increase each month as interest accumulates and your minimum payment is not making a dent. If you continue to be unable to make significant payments, it will just continue to grow and grow, making it even more difficult to break free of the spiral.”Now how can you escape it?Recognize the spiral.You can’t fix a problem until you realize the probl em exists.“The first step to getting out of a debt spiral is recognizing that this is the problem,” offered Tayne. “One of the reasons debt spirals can get out of control is from a sense of denial or not recognizing how serious the problem is. While it can be difficult to admit that your finances have gotten out of control, this is the first step to getting yourself back on track.”Make a plan.Odds are you never wanted to get into a debt spiral. If you did, you need to get better goals! But you probably didn’t, which means you’re going to have to make some changes. And that means making a plan.“Imagine you’ve just started college,” suggested Ben Watson, CPA, virtual CFO of DollarSprout.com (@DollarSprout) and founder of Fiscal Fluency. “But instead of carefully choosing courses, you take a few random classes each semester and hope you’ll have the requirements to graduate in four years.“Newsflash: you won’t. Now apply that concept to your finances. Without a blueprint for your income and spending, your finances will consistently teeter on collapse. Also, people graduate from college early all the time. Based on the amount of time, effort, and earning potential, it’s possible you can pay off the credit cards in a shorter time than you even realize.”You might already think you’ve cut everything you can out of your budget, but it could be worth taking another look.“It’s important to take a good, long look at your finances,” urged Tayne. “Review your budget and see if you can find areas where you can cut back or downsize to free up some funds to make more sizable payments on your debt. If there aren’t any places where you can cut back, many times this signals a cash flow problem.Consider ways to increase your income, whether it’s taking more hours at your current job, looking for different opportunities, or taking on a side job. Use your extra income to make payments on your debt.”Seek help.It might be embarrassing to ad mit you’re stuck in a debt spiral, but you also may not be able to get out of it without some help.“Finances aren’t just pushing numbers around, there are a lot of emotions attached to money,” Watson explained. “Reaching out to a financial coach or some sort of accountability partner can greatly increase your chances of successfully navigating the hurdles you’re facing. One of the main things they provide is helping you refocus, making a plan, and then gaining control as you move forward with the plan.”If the situation is dire enough, you may need to look into bankruptcy options.Preventing future debt cycles.Even if you claw your way out of debt, if you don’t have an emergency fund, a surprise expense could throw you right back in.“Don’t worry about putting together 6-12 months worth of expenses,” began Watson, “but having even $500-$1,000 in a savings account set aside for legitimate emergencies can save a lot of lost sleep and stress. If you’re starting f rom zero cash, spend a weekend or two cleaning out the attic, garage, and spare room and sell things you don’t need anymore.“Go full Marie Kondo on your place and list items on Facebook Marketplace and eBay, or have a garage sale. Anything you haven’t even thought about for more than 12 months should be considered as potential cash. There are tons of simple ideas to make a quick buck on the internet, find one that fits you and go for it.”The debt spiral is not a fun ride to be on. Hopefully, you won’t need a ticket! To learn more about how to improve your long term financial outlook, check out these related posts and articles from OppLoans:Building Your Financial Life: Budgeting for BeginnersSave More Money with These 40 Expert TipsFrom Budget to Baller: 6 Tips to Grow Your MoneyHow Does Compound Interest Work?Do you have a   personal finance question youd like us to answer? Let us know! You can find us  on  Facebook  and  Twitter.Visit OppLoans on  YouTube  |  Facebook  |  Twitter  |  LinkedIN  |  InstagramContributorsMonica Eaton-Cardone is the owner, co-founder,  and COO of  Chargebacks911 (@chargebacks911), the first global company dedicated to preventing chargeback fraud, eliminating cyber-shoplifting and safeguarding the “eCommerce experience” for retailers, banks, buyers and sellers.   Chargebacks911 manages billions of online transactions annually and has helped its clients recover over $1 billion in disputed revenue. Monica is also the author of Chargebacks for Dummies (published in 2018), part of the best-selling instructional/reference book series.Leslie H. Tayne, Esq.  (@LeslieHTayneEsq) has nearly 20 years’ experience in the practice area of consumer and business financial debt-related services. Leslie is the founder and head attorney at  Tayne Law Group  (@taynelawgroup), which specializes in debt relief.Ben  Watson, CPA is the virtual CFO of  DollarSprout.com  (@DollarSprout)  and founder of  Fiscal Fluency, a personal finance an d business coaching company. He equips small businesses and entrepreneurs with the skills and accountability to manage their businesses with confidence rather than fear. He’s also the co-creator of the  Business Launch Kitâ€"an  online course with simple to follow steps of how to create your own business without making a mess.

Identifying an existing product - Free Essay Example

Identifying an Existing Product Background information Sunkist has been around for more than 100 years. At the beginning citrus fruit growers in California and Arizona instituted the Sunkist trademark as a mark of freshness and premium flavour. In 1978 it was licensed and in 1979 it was launched. By 1986 Cadbury Schweppes acquired the Sunkist license and expanded the brand. Sunkist Introduction Sunkist is now one of the most popular soft drinks around the world. Its purpose is to bring a great flavour of orange and provide everyone with a drink bursting with quality, as well as a drink that satisfies customer needs. Cadbury Schweppes Cadbury merged with the company Schweppes to form Cadbury Schweppes in 1969. It acquired many drinks including Sunkist. In 2008 Cadbury Schweppes split up their operations to create a separate American Beverage unit, which was renamed the Dr Pepper Snapple Group. In 2009 the confectionary and beverages business of Cadbury Schweppes Pty Ltd. in Australia was formally separated and began operating as Schweppes Australia Pty Ltd. Schweppes Australia provides good quality products that consumers will enjoy and maintain a good well being. This is done by labelling clearly what is in the products and intake information on packaging. An increased variety of choice is provided and continuous exploitation of consumer needs and preferences is being included to provide customers a drink with great taste, quality and truthful beverages. Target Market and features After many years of the existence of Sunkist, and even though a range of ages have the access to the beverage, its core target market is aimed at trend savvy teens and young adults who are mobile, live online and love music. Sunkist aims to attract customers by its colourful designs on the bottles or cans and the brightness of its colour. In most parts of the world Sunkist now comes in different flavours. Sunkist aims to lsquo;Stimulate the senses which are citrus. It provides people with a great taste, quality and purity, and varies in shape in different parts of the world. Marketing Concept Beverages are main products in the market place that are commonly purchased. Sunkist is a great drink although similar beverages such as fanta, orange crush etc. or even other beverages such as coca-cola, mineral water, ice tea etc. all compete against each other to attract consumers to purchase their products. For this reason Sunkist is using different strategies to provide customers with a great taste and quality which will increase customer awareness and satisfaction to increase its market share. This marketing concept will be achieved by always updating the product to suite customer needs and advertising its great features. Product Life Cycle Sunkist is now in the maturity stage of the product life cycle as its product features are continued to be enhanced to differ from competitors, its pricing is not high, its distribution is intensive and it offers incentives as well as emphasizes product differentiation. SWOT Analysis Strengths Weaknesses High brand awareness in big cities High quality product. Good customer service. Provides a strong marketing and promotional service to other fruit producers. Large scale of operations. Good reputation. Offers promotions. Strong brand recognition. Leading brand value. Long-life brand Dont spend much on advertising products. Didnt introduce different flavours to all countries. Low market share. Low market coverage Limited bottles network Low ad and promotion expenditures Threats Opportunities Competitors are cheaper. Other drinks are more appealing to customers. Competitors have celebrities advertising products New drinks are still coming into the market. Prices of other drinks are cheaper. Unplanned soft drink purchase New product launch. Greater promotional strategies. Introduce new flavour to different countries. Increase in spending. Propose a Marketing Mix Market Segmentation Businesses have to focus on a certain group of consumers to aim their products at as customers needs vary in the marketplace. Schweppes offers many types of beverages, and by using market segmentation different beverages are aimed at different consumers, for example, Sunkist is aimed at teenagers. Market segmentation helps businesses break down the market to study specific needs and produce products that satisfy each specific group of consumers. Sunkist is strongly differentiated from other beverages due to its quality, range of flavours, and long-lasting bubblesSchweppervescense. Product A product is a final good or service. The core product is the benefits the product offers to customer purchase the product rather than from competitors. Businesses offer tangible and intangible benefits to their customers to purchase their products. Sunkist is a type of product that offers this. Its tangible benefits include its design, colour and features, and its intangible benefits include Schweppes good reputation, image and customer satisfaction. It is important when developing marketing strategies that businesses consider: Positioning= this refers to a perception or image that potential buyers have of a product compared with its competitors. Sunkist and Schweppes are well known around the world and are known for high quality, reliable and satisfying beverages. Products are positioned in terms of price and quality and this attracts customers to choose what products they want to purchase. Branding= a brand is a tool a business uses to differentiate from its competitors. The Schweppes brand is the number one mixer brand nationally in terms of volume and value. The Schweppes logo is known worldwide and the Sunkist symbol is identifiable by many customers (see figure below). This is important for a business as the customers rely on the products being purchased as good value for good price and customer satisfaction develops. Packaging= this refers to information available to identify the product/brand and catch customers attention to keep it competitive. Packaging is very important for a product and attracts different target markets to the product. Sunkist is packaged in cans and bottles that are recyclable and provide nutritional information that should be known such as dangers, ingredients etc. the cans and bottles are packaged in boxes that protect them while being distributed to stores around the world. They are placed in boxes in reasonable numbers so that it is easy for customers to carry when they purchase the product. Price Price is the payment required to purchase a product. It involved methods, strategies and the interaction of price and quality. Price methods= the pricing method used to sell Sunkist is cost. As Schweppes charges the same to all businesses, they want to get back what they paid for the product and add the profit they want to gain from selling the product. Pricing strategies= the pricing strategies used to sell Sunkist are prestige pricing, penetration pricing and price points. Prestige pricing is the customers perception of the product that will influence them to pay the price for the product. For example, since Schweppes is a nationally known brand and its products are trustworthy, customers are willing to pay a high price for drinks like Sunkist as they know they will be satisfied. Penetration pricing is where businesses lower prices to attract customers to their business instead of it competitors. This is not always used by businesses; Sunkist drinks are sometimes put on s ale for a limited time, when businesses went to increase their business share.Acirc;Â   Price points are a psychological strategy to influence customers to purchase the product. Many businesses charge for example $2.99 for a bottle of Sunkist instead of $3. This makes customers think they are purchasing the product for a cheaper price by really arent. Price and quality interaction= price and quality are very important for a product. They interact as a product that is seen as high price is of high quality. This is seen in the selling of Sunkist as it is sold for a higher price than other orange drinks, so consumers recognise that it is of high quality. Sometimes products may not be of good quality but for a high price but consumers tend to think they are. Promotion Promotion is effective communication with customers. Schweppes and Sunkist promote their products through advertising. This is paid communication and is used to persuade customers. Advertising is through TV commercials, billboards, newspapers and store catalogues. Sunkist also offers below-the-line promotions. On their bottles, they have competitions that customers can enter to win prizes such as trips, money, t-shirts or vehicles. They also offer special offers in store every once in a while to remind customers of their products. Another important promotion used is the communication process. Sunkist uses saturation advertising by advertising to the public as everyone knows the high quality, great taste and trustworthy beverage, and will appeal to a target market. Also word of mouth is common and helpful. By teenagers seeing their friends holding the drink it makes them want it as teenagers have a major influence on each other. Place Place refers to the distribution process. It is important for businesses to make sure that customers receive their products. Schweppes uses direct channels also known as intermediaries, to distribute their products. Retail stores are an example of this, where the product is bought from the business by the final consumer. Stores that sell Sunkist include Woolworths, Franklins, Coles, supermarkets, fast food outlets, vending machines and many more. This way it is easier for consumers to purchase the product. Distribution intensity refers to the number of places the business sells its products to. This influences the types of consumers purchasing the product and allows businesses to control where their products and being sold. Sunkist is intensively distributed. As Schweppes is a nationally known company and has existed for a while, Sunkist is distributed around the world. Physical distribution is about a small amount of resources to achieve business goals. There are several iss ues that need to be considered when distributing the product: Transport= this involves moving the product from one location to another. This can be expensive and should be considered when pricing the product, although it is an easy way to distribute the product. Warehousing= this involves storing goods before they are sold. Businesses like to purchase goods in bulk so they dont have to keep asking for goods all the time. This is good if products are easily sold and profit is made out of their selling. This can reduce costs as bulk items are cheaper than single. This can work for businesses selling Sunkist ad it is a known product purchased by many. Inventory= this involves storing products in case customers want to purchase it. There must be sufficient stock/inventory to satisfy customer demand, but if businesses over stock and dont sell it all, they will be losing profit and this is not good for a business. Businesses need to also consider the environmental effects o f distribution. This refers to the external environment and how it impacts distribution. Technology- advances in technology has helped businesses distribute their products. People are becoming more aware of products through internet technology and e-commerce is one development that allowed customers to purchase goods online. Government= local government are responsible for their local areas. Government regulations affect business activities, for example, zoning. This makes it hard for distribute products to some stores as there are some areas where a truck cant stop or there is no room making it harder for products such as Sunkist to be distributed to stores.

Substance Abuse And Alcohol Abuse - 1477 Words

A. Personally, I think that the biggest social issue in today’s society is substance abuse. Substance abuse is a dependence on an addictive substance, such as alcohol or drugs. These addictive substances can have very serious effects and come with risky consequences when using. Using and abusing substances can lead to both short and long term effects to your health. Short term effects can include increased heart rate, tremors, mood changes and dizziness. In high dosages the effects can be even greater and last long term, long term effects can be heart attacks, strokes and potential coma. I think that substance abuse is such a big issue today because the number of users is dramatically increasing as time goes on, we are unable to get control over this horrible social issue. I truly believe that almost every community in America is affected by substance abuse and/or addiction. Substance abuse can also lead to other major social problems, such as drunk driving, violence, stress a nd abuse. Substance abuse is such a major problem when it comes to public health and safety. B. Currently, views about drug abuse and dependence have gotten to be a much more complex problem regarding treatment programs. I think that implementing some sort of treatment plan or therapy may be the first step to recovery. However, there are multiple steps that go into what may seem like a simple plan. These treatment plans will include engagement, assessment, multiple system approach to individualizedShow MoreRelatedSubstance Abuse And Alcohol Abuse2545 Words   |  11 Pageschildren start to experiment with drugs and alcohol. According to Dictionary.com, substance abuse is â€Å"long-term, pathological use of alcohol or drugs, characterized by daily intoxication, inability to reduce consumption, and impairment in social or occupational functioning; broadly, alcohol or drug addiction.† While many adolescents may just experiment, addiction and abuse of substances is a very real possibility. Sharma found that most drug and alcohol users began using between the ages of fif teenRead MoreSubstance Abuse And Alcohol Abuse3037 Words   |  13 PagesSubstance abuse is use of a substance (drug) or alcohol in which the person consumes the substance/alcohol in amounts or with different methods which are harmful for themselves or others. Substance abuse and addictions are run in families. Alcohol drinking can be defined in many types as following- Social drinking is defined as occasional drinking in a social setting without an intention to get drunk. 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What is Alcohol Alcohol is a colorless unstable and combustible liquid that is contained in wine, beer, spirits, such as vodka, gin, whiskey. Alcohol contains ethyl alcohol, or ethanol this is the intoxicating ingredient in alcohol. The production of alcohol is prepared by what is called â€Å"fermentation.† The components needed mostly forRead MoreSubstance Abuse with Drugs and Alcohol1013 Words   |  4 Pagesare many types of drugs and alcohol. With them there are very mant effects and dangers. Starting with alcohol your will read about what the substance can do to you physically and mentally. Hopefully if you are having trouble with substance abuse this paper will change your mind. Substance abuse is overindulgence in or dependence on an addictive substance, especailly alcohol or drugs. Most people drink because they are depressed or upset because of a loss. 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Egyptians, Greeks, Romans, and Israelites used alcohol to extremes just as people of modern times currently use it. Conners (1992) references that in the ancient Greek world wine played a significant role. So much that it was reported that Dionysus, said to be the son of Zeus, shared the secret of making wine to the Greeks. Butcher, Hooley Mineka (2014) states â€Å"The World Health Organization no longer recommendsRead MoreSubstance Abuse Among Veterans : The Military And Alcohol Essay2250 Words   |  9 PagesSubstance Abuse Among Veterans: The Military and Alcohol Introduction The U.S. military produces some of the bravest most heroic men and women on earth. From the moment the oath of enlistment is made to the time of separation or retirement, these courageous souls endure a number of amazing, historic and sometimes unbelievable events. 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George Washington The Founding Fathers - 901 Words

George Washington was the president whose ideals where the most coveted among the founding fathers. It is difficult to pinpoint a general idea of what the founding fathers wanted for the future of the United States. Some did not want banks just as Jackson did and some wanted to allow a central to making funding of the government much easier. In many ways leaders in Antebellum American were almost just as divided as the founding fathers but more visibly so. We will only look at what George Washington envisioned for the United States. His views were considered as those of many of the founding fathers. Antebellum America is the opposite of what George Washington had in mind for the future of America. George Washington’s did not like politics and severely opposed to affiliate himself with any political affiliation. He was a statesman and not a politician who would serve the people of the United States as a whole and not the specific goals and interests of his own ambition. For oth er founding fathers a republican was not what it was in the antebellum era, it meant that you served the people. This did not mean anyone could lead, it meant that the regular citizen would vote for a natural aristocrat to make decisions for them (Watson, 6). Though political parties existed, they were not pivotal in elections or the end all be all of the form for electing officials. They did not fully divide Americans and cause a rupture between two ideologies. 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Now on their journey towards the making of this country they did encounter some trouble. They encountered heated debates among themselves though for getting through these debates they show just why they deserve to be called

Third World Newsreel s History - 856 Words

Third World Newsreel’s history reflects an investment in anticolonial struggles, as its works were critical to disseminate a range of images and voices hidden from the U.S. public view. The concern with the larger context of struggle sought to concretely connect local struggles in urban communities of color to larger Third World dynamics. An emerging and intensifying effort to recruit Third world people would give birth to an institution that strived to provide a language for national minorities facing the same structures underpinning the evils of colonialism. An establishment driven to educate communities of color, the Newsroom’s inability to adequately distinguish class or race and its new found common desire to forge links between Third World and U.S. communities would motivate the foundation of Third World Newsreel. A new recruitment priority stemmed from fractious debates about whether or not white members were equipped to make films about people of color, debates that reflected larger conflicts about class and race. At the time a Newsreel member told Bill Nichols, â€Å"the change from middle-class leadership was necessary because few middle-class people grew up in the neighborhoods or near places about which Newsreel film’s are needed (5).† Equating Third World with nonwhite and working class oversimplifies the race and class inequalities at play in the Third World. It ignores the fact that anticolonial does not automatically mean class or race struggle. In the allegory,Show MoreRelatedThe Rise And Fall Of The Third Reich1455 Words   |  6 PagesThe Rise and Fall of the Third Reich was a summary of Adolf’s journey from his boyhood to his final decision to end his life. Shirer successfully made his case as he laid down many points that proved the foolishness of the German citizen in becoming aroused by Hitler’s power and not reacting to stop him from getting any more powerful. The point of view must be addressed . Based on the author’s choice of words and writing, it was clear that he had found Hitler distasteful as he uses the words restlessRead MoreFranklin Delano Roosevelt Vs. Franklin Roosevelt1559 Words   |  7 PagesMassachusetts. The experience was a troublesome one for him, as he didn t fit in with alternate understudies. Groton men exceeded expectations in games and Roosevelt did not. He strived to satisfy the grown-ups and took to heart the teachings of Groton s superintendent, Endicott Peabody, who encouraged understudies to help the less blessed through open administration. 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This paper will discuss a brief history of studio years during the 1940s, Val Newton’s (producer of I Walked With a Zombie) influence on 1940s horror films, and how the film I Walked With a Zombie ap plies in a historical context. The Studios Years during the 1940s During the 1940sRead MoreHow Significant Was Nazi Propaganda Between 1934 And 1939?2181 Words   |  9 PagesHOW SIGNIFICANT WAS NAZI PROPAGANDA BETWEEN 1934 1939? By Hartley Harris Aldous Huxley, author of the famous dystopian works Brave New World’, commented that â€Å"Propaganda gives force and direction to the successive movements of popular feeling and desire; but it does not do much to create these movements†. The decree instating the new Ministry defined its task as the spreading of â€Å"enlightenment and propaganda within the population concerning†¦the national reconstruction of the German Fatherland†Read MoreThe Significance of Television as a Propaganda Tool During the Vietnam War1656 Words   |  7 PagesThe Vietnam War has become remembered as a war that captured the American public’s hearts and minds through the distressing images that were shown on the television every night. With the world being entrenched in a Cold War America wished to continue its war against the threat of Communism even if it took them to parts of the globe that were not of direct significance to American society. To never appear as though America was involved with the direct fighting, the government sent military advisorsRead MoreMass Hysteria of the War of the Worlds Radio Broadcast1863 Words   |  8 Pagesâ€Å"Something s wriggling out of the shadow like a gray snake. 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The Hollywood Studio System: A History is the first book to describe and analyse the complete development, classic operation, and reinvention of the global corporate entities which produce and distribute most ofRead MoreThe Nazi Party s Failure Of Convincing The German Population Of Their Ideology Essay2254 Words   |  10 Pages The Nazi Party’s Failure in Convincing the German Population of Their Ideology Jacob Nelson AP World History November 18, 2016 As the Nazi political party, also known as the National Socialist German Workers Party, grew, they needed a way to keep control over and continue to influence German citizens of their ideology. The Nazi party’s propaganda is considered to be ingenious because of it’s ability to quietly influence the German citizens to the party’s hateful message. The Nazi

Addicted To Love Essay - 1217 Words

Addicted to Love In Gottfried Von Strassburg’s retelling of the ancient romance, Tristan, love’s portrayal as a psychological disease is considerable. For Rivalin and Blancheflor, Tristan and Isolde, and also King Mark, the affliction causes them to act in a way that they would normally shun. Love changes the perspective on life of those who become intoxicated by its power; whether it’s shared as a couple or entirely unreciprocated, the lust to attain and secure its presence is consuming. Love’s torment of Tristan and Isolde is a sweet torment that â€Å"noble lovers† endure. Grieves are shared, blessings are doubled, and embraces are electrifying on both the physical and emotional levels. One sided love is a hell like no other. Here,†¦show more content†¦For both Rivalin and Blancheflor the danger involved in consummating their love is twofold. Bearing a bastard child would result not only in the cataclysmic loss of societal position, but quite possibly her death. Rivalin, less prudent then his future son, risks the wrath of an angry Mark by out right eloping with his true love. Under the influence of love’s tyrannical reign, both disregard their reservations and good sense; blinded by passion they escape to Parmenie to be legally wed. Like a wounded cowboy in a classic western film who downs whiskey to avoid the pain of a gunshot wound or snake bite, love appears to ease the pain of Rivalin’s wounds after a battle. Although on wh at is almost his death, the passion for Blancheflor numbs his hurt and allows Tristan to be conceived. As perfect lovers, Tristan and Isolde’s addiction to Cupid’s opiate is surpassed by none. This is proven by the trials Brangane endures, the disregard for Isolde’s personal acts of treason, and also the blows to Tristan’s honor and loyalty to his uncle. Once Isolde has the epiphany that the killer of her Uncle Morold is bathing in the next room, she is enraged. However, she is unable to extract revenge on Tristan. Gottfried suggests this is due to a feminine instinct; simply, that Isolde was too refined to commit such an uncouth act. This delicate characterization of Isolde would not last long. Upon the accidental ingestion of the love potion,Show MoreRelatedWhat is the definition of the word fireproof? The dictionary’s definition is, totally or almost800 Words   |  4 PagesCaleb has been addicted to pornography on the computer and this motivates her to file. Caleb also has twenty-four thousand dollars saved up for a fishing boat. Catherineâ₠¬â„¢s mother was in need of a hospital bed that her insurance would not cover. The total was twenty-four thousand dollars and Caleb would not use the money for the bed. When Caleb finds out about the divorce, he informs his father, John Holt. John challenges Caleb to commit to a forty day challenge called, â€Å"Love Dare.† Caleb acceptsRead MoreAddicted Series And Its Effects On Me1119 Words   |  5 Pages Addicted Series altered a huge part of my life, and reading Long Way Down left a significant impact on me. It’s possible, I will never be the same. You ve been warned. This is not going to be a book review. I realized, after reviewing all of the books in Addicted series, I finally exhaust the points I’ve been doing for the past eight books. I would sound like an annoying broken record if I continue to sing the same old tune. So maybe, I will just humor myself and the people who would read thisRead MoreHow Addictions Destroy Family Unit990 Words   |  4 Pagesphysical aspects of addiction. However, the point is most addictions have psychological aspects as well as being physically-caused. Nowadays, a lot of teenagers are addicted to Facebook. 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My younger brother is 32 years old and has had a drug problemRead MoreAre Computers Changing the Way Humans Think?988 Words   |  4 Pageshave benefits such as helping you for school work in making quicker decisions for you, and it makes it easier to do essays by using word; it has also hurt society because it makes us become lazier, makes online dating dangerous, and makes people addicted to the Internet. One benefit of computers is that they help students with school work. Students are able to find things quicker for research papers, etc. Also it can be easier for students to type instead of writing out their essays. Students

Diabetes mellitus is a chronic metabolic disease...

Diabetes mellitus is a chronic metabolic disease characterized by high blood glucose levels (hyperglycemia) due to absolute (Type 1 diabetes) or relative (Type 2 diabetes) deficiency of insulin hormone (World Health Organization, 1999). Diabetes affects almost every organ system in the body due to metabolic problems caused by hyperglycemia, especially in undiagnosed or uncontrolled individuals (World Health Organization, 1999). Until recently it was believed that diabetes affected mainly developed countries, but recent research reveals an increase in the number of type 2 diabetes cases in developing countries (Chuang, 2002; Kinra, 2010; Narayanappa, 2011). Diabetes is associated with complications such as cardiovascular diseases, renal†¦show more content†¦At first, the pancreas makes extra insulin to make up for the insulin resistance, but after a while there is a steady decline in pancreatic cells and the organ is not able to make enough insulin to maintain blood glucose within normal levels. In type 1 diabetes, however, there is an absolute lack of insulin, usually secondary to an autoimmune destruction of the insulin-producing beta cells (Alemzadeh and Ali, 2011). Glucose is a simple sugar found in food that provides energy to the cells in the body. More complex sugars are broken down in the small intestine and the glucose released is then absorbed into the bloodstream, whereby is it distributed throughout the body. However, glucose needs insulin to enter the cells. Without insulin, the cells become deprived of energy despite the presence of abundant glucose in the blood, and some of the abundant, unused glucose is wasted in the urine. These sustained high blood glucose levels disrupt homeostasis in the body and produce a series of metabolic problems that affect multiple organ systems (Alemzadeh and Ali, 2011). In the following sections I will discuss in detail the pathogenesis of diabetes mellitus and the ways to diagnose, treat and manage this pervasive disease. Pathophysiological Mechanism Type 1 Diabetes The underlying fault in type 1 diabetes is the autoimmune destruction of pancreatic beta cells. Because of this theShow MoreRelatedDiabetes Mellitus And The Long Term Complications1385 Words   |  6 Pagesgeneral idea of diabetes mellitus, epidemiology, role factors and complications that arise from it, comparing and exhibiting the distinctions between type I type II diabetes, the people who are in jeopardy of developing diabetic renal diseases and hypertension due to the complications identifying the general pathogenesis of diabetes mellitus the long term complications that may transpire. Epidemiology of Diabetes Mellitus Diabetes Mellitus is one of the very prevalent metabolic diseases that affectRead MoreDiabetes : The Common Chronic Disorders1737 Words   |  7 PagesINTRODUCTION: Diabetes is one of the most common chronic disorders in UK [1]. According to Silverman, more than 2.6 million people in UK are diabetic as according to data collected from GP practices and more than 5 million obese people are registered to GP practices. So One in ten people are getting treatment for obesity and one in 20 are getting treatment for diabetes [2]. It is estimated that more than 5% men and more than 4% women in England are found to have diagnosed diabetes. While, 3% menRead MoreDiabetes Mellitus : A Major Public Health Problem Worldwide Essay1480 Words   |  6 PagesDiabetes Mellitus has increased in recent years due to bad eating habits and inactivity. Diabetes Mellitus is a major public health problem worldwide. Improved testing accuracy has improved which has confirmed more cases. There are two types of diabetes. In this paper I will explain the differences in both types of Diabetes and complications that are commonly associated with this disease, as well as tre atment and plan of care for this disease. (American Medical Association) Type I DiabetesRead MoreTypes Of Type 1 Diabetes Mellitus1713 Words   |  7 Pages Introduction: Type 1 Diabetes Mellitus is a disease that occurs when insulin-producing beta cells of the pancreas are damaged or are being destroyed (Mahan, Escott-Stump Raymond, 2012). The gradual destruction of the beta cells of the pancreas usually leads to complete insulin deficiency, which ultimately manifests itself in the following symptoms at clinical onset: â€Å"high blood glucose (hyperglycemia), frequent urination (polyuria), excessive thirst (polydipsia), and a significant amount of weightRead MoreType 1 Diabetes Mellitus And Mellitus1711 Words   |  7 Pages Introduction: Type 1 Diabetes Mellitus is a disease that occurs when insulin-producing beta cells of the pancreas are damaged or are being destroyed (Mahan, Escott-Stump Raymond, 2012). The gradual destruction of the beta cells of the pancreas usually leads to complete insulin deficiency, which ultimately manifests itself in the following symptoms at clinical onset: â€Å"high blood glucose (hyperglycemia), frequent urination (polyuria), excessive thirst (polydipsia), and a significant amount of weightRead MoreEssay on Diabetes Mellitus1282 Words   |  6 PagesDiabetes mellitus is a collection of common metabolic disorders. The scenario of passing large amount of urine is described by the Greek and Roman physicians as diabetes whereas the term mellitus refers to sweet taste (Barrett, Barman, Boitano, Brooks, 2012). The name of the disease reveals one of the important clinical manifestation, that is, passing sweet-tasted urine, and in the other word, the presence of sugar in the urine. Besides that, Funk (2010) stated that there are three most commonRead MoreDiabetes Mellitus : A Group Of Metabolic Diseases That Affect How Your Body Uses Blood Glucose949 Words   |  4 PagesDiabetes mellitus refers to a group of metabolic diseases that affect how your body uses blood glucose. Glucose is important to health because it is the source of energy for the cells that make up muscles and tissues. It is also the brain s main source of fuel. The disease is characterized by hyperglycemia that results from defects in insulin secretion, insulin action or both. It is estimated that 8.3% of the United States population have diabetes and another 7 million are undiagnosed (HuetherRead MoreEar Infection: Overview of Otitis Externa1152 Words   |  5 Pagescontinue and becomes a chronic condition. â€Å"Rheumatoid Arthritis is the autoimmune inflammatory condition that involves an immune response to the synovial membrane, causing synovitis. Proteins are released at the site or where the joint inflammation is. This eventually causes damage to the cartilage, bone, tendons, and ligaments of the affected joint. This eventually causes the joint to lose its shape and alignment, causing deformity and great pain. It is believed that the disease is triggered by anRead MoreFactors Contributing Risk Factors For Diabetes Mellitus802 Words   |  4 PagesIntroduction Diabetes Mellitus (T2DM) is an endocrinal disease characterized by elevated blood glucose level, diagnosed by laboratory blood analysis with random glucose level 200mg/dL and fasting blood glucose of ≠¥126mg/dL.1 Risk factors The risk factors of T2DM are mainly attributed to the lifestyles and behavioral factors. Although the etiology cannot be pinpointed on a single cause it is proved that obesity, socioeconomic conditions and genetic factors increase the risk of T2DM. (Cite)Read MoreA Brief Note On Diabetes And Diabetes Mellitus1428 Words   |  6 Pages 1. Problems, Issues or Disease Progress of Diabetes Mellitus Diabetes mellitus refers to a chronic human health condition characterized by prolonged high sugar level in the blood. A group of metabolic disorders like, seizures, lethargy, and jaundice among others, which occur when chemical reactions abnormally alter the normalcy of the body’s metabolic processes, causes this condition. Diabetes occurs mainly because of two issues; due to inadequate production of insulin by the pancreas, and due